02447cam a2200325 4500 433591905 TxAuBib 20200831120000.0 190718t20202019||||||||||||||||||||eng|u 2019025747 9781413327007 1413327001 (OCoLC)1112139637 TxAuBib Bray, Ilona M. Nolo's essential guide to buying your first home / Ilona Bray, J.D., Attorney Ann O'Connell, & Marcia Stewart. Buying your first home. 7th edition. [Berkeley, California] : Nolo, 2020. ©2019. 446 pages : illustrations ; 22 cm. Includes index. Your homebuying companion -- What's so great about buying a house? -- What do you want? : figuring out your homebuying needs -- Does this mean I have to balance my checkbook? : figuring out what you can afford -- Stepping out : what's on the market and at what price -- Select your players : the real estate team -- Bring home the bacon : getting a mortgage -- Mom and dad? The seller? Uncle Sam? : loan alternatives -- I love it! It's perfect! Looking for the right house -- Plan B : fixer-uppers, FSBOs, foreclosures, and more -- Show them the money : from offer to purchase agreement -- Toward the finish line : tasks before closing -- Send in the big guns : professional property inspectors -- Who's got your back? : homeowners' insurance and home warranties -- Seal the deal : finalizing your homebuying dreams. This book provides everything the reader needs to: research the local market and listings; decide between a house, condo, co-op or townhouse; create a realistic budget; qualify for a loan you can truly afford; borrow a down payment from friends or family; protect yourself with inspections and insurance; and negotiate and close the deal successfully. The reader will find insights from 15 real estate professionals -- brokers, attorneys, mortgage specialists, a home inspector, a neighborhood researcher, and more. Plus, this book contains real-life stories of over 20 first-time homebuyers-- Provided by publisher. 20200831. House buying. House buying. O'Connell, Ann, 1979-, (Ann Kristin.) Stewart, Marcia, author.